CAR-MART works with people who may have less than perfect or no credit at all, by offering subprime loans to our customers on all our inventory. Banks prefer to loan money to "prime" borrowers: people with good credit history or high credit scores. Anyone who doesn't fit into this banking bracket is categerized as "sub-prime"
If you have ever been turned down for financing at a dealership, it may have been because your credit score, or lack of credit history puts you in the "sub-prime" category. There are many factors why peolpe get placed in these categories other than credit scores. If you have recently experienced job loss, which resulted in unpaid bills; an accident; unexpected medical expenses; divorce or bankruptcy, any of these could have dropped your credit score.
CAR-MART is here to make your next vehicle purchase a very easy and stress free experience. We are able to offer every customer who visits our office an CONGRATULATIONS, YOU'RE APPROVED ! approval sheet regardless of credit score, credit history, or lack of credit.
*GUARNTEED CREDIT APPROVAL*
*DOWN PAYMENT REQUIRED ;
( 30% OR LESS )
*2 PROOFS OF INCOME ;
( 2 PAYSTUBS-SSI LETTER
-SSD LETTER-BANK STATEMENTS ETC)
*2 PROOFS OF RESIDENCE ;
( ANY 2 ARTICLES OF MAIL RECEIVED MONTHLY)